Compliance Program Consulting

Responsible for developing, implementing and administering all aspects of the Bank's Compliance Management Program, Community Reinvestment Act Program, Bank Secrecy Act/Anti-Money Laundering Program and Vendor Management Program. Plans, organizes, and manages the Bank's day-to-day compliance activities relating to administrative, lending and operational matters. Collaborates with Senior Management in the overall administration of these directives for the Bank. Collaborates with with the Board… Show more Responsible for developing, implementing and administering all aspects of the Bank's Compliance Management Program, Community Reinvestment Act Program, Bank Secrecy Act/Anti-Money Laundering Program and Vendor Management Program. Plans, organizes, and manages the Bank's day-to-day compliance activities relating to administrative, lending and operational matters. Collaborates with Senior Management in the overall administration of these directives for the Bank. Collaborates with with the Board Audit Committee and independent auditing firms to develop an annual risk-based audit schedule ensuring that those areas with greatest potential risk receive appropriate audit attention. Serves as the Bank’s representative to Federal and State regulators with respect to Bank compliance matters, including the management of all regulatory compliance examinations. Conducts post examination follow up, prepares responses and oversees corrective actions. Develops the annual training schedule/program that covers appropriate topics. Oversees Bank's activities as a Certified Community Development Financial Institution (CDFI) and related reporting to the CDFI Fund. Advises the Board of Directors, Senior Management and Bank personnel of emerging compliance issues and guides the Bank in the establishment of controls to mitigate risks. Show less

Responsible for developing, implementing and administering all aspects of the Bank's Compliance Management Program. Plans, organizes, and controls the Bank's day-to-day compliance activities relating to administrative, lending and operational matters. Collaborates with Senior Management in the overall administration of these directives for the Bank. Works with the Compliance Committee and an independent compliance auditing firm to develop an annual risk-based audit schedule ensuring that those… Show more Responsible for developing, implementing and administering all aspects of the Bank's Compliance Management Program. Plans, organizes, and controls the Bank's day-to-day compliance activities relating to administrative, lending and operational matters. Collaborates with Senior Management in the overall administration of these directives for the Bank. Works with the Compliance Committee and an independent compliance auditing firm to develop an annual risk-based audit schedule ensuring that those areas with greatest potential risk receive appropriate audit attention. Serves as the Bank’s representative to Federal and State Regulators with respect to Bank compliance, including the management of all regulatory compliance examinations. Conducts post examination follow up, prepares responses and oversees corrective actions.Develops the annual training schedule/program that covers appropriate topics. Advises the Board of Directors, Senior Management and Bank personnel of emerging compliance issues and guides the Bank in the establishment of controls to mitigate risks. Show less

Provided counsel as Visiting Compliance Manager to financial institution clients on the implementation of new policies and procedures for compliance program management. Performed independent reviews of BSA/AML, lending and deposit compliance for institutions ranging from $30 million up to $10 billion in assets. Advised bank clients on consumer lending, deposit and Bank Secrecy Act related laws and regulations. Conducted training on consumer compliance regulations for banks and trade… Show more Provided counsel as Visiting Compliance Manager to financial institution clients on the implementation of new policies and procedures for compliance program management. Performed independent reviews of BSA/AML, lending and deposit compliance for institutions ranging from $30 million up to $10 billion in assets. Advised bank clients on consumer lending, deposit and Bank Secrecy Act related laws and regulations. Conducted training on consumer compliance regulations for banks and trade associations. Authored educational articles regarding timely compliance topics for distribution to clients. Show less

Advised officers on compliance with applicable state and federal banking laws and regulations.Provided timely counsel on the implementation of procedures required by new consumer protection statutes and regulations. Audited deposit, lending, and NDIP business units to identify and correct areas of non-compliance. Coordinated regulatory examinations.

Consulted with and advised officers on compliance with applicable laws and regulations relating to mortgage lending and regulatory matters. Reviewed and drafted loan purchase and sale agreements. Advised bank officers on legal matters relating to warehouse lending and document custodial activities.

Consulted with and advised agency staff, representatives of regulated industries and members of the general public on compliance with applicable laws and regulations. Drafted correspondence and memoranda interpreting the various statutes administered by the Commissioner of Banks and Trust Companies. Developed and implemented agency regulations. Drafted proposed legislation amending existing Illinois statutes or establishing new laws pertaining to banking. Reviewed and analyzed documents… Show more Consulted with and advised agency staff, representatives of regulated industries and members of the general public on compliance with applicable laws and regulations. Drafted correspondence and memoranda interpreting the various statutes administered by the Commissioner of Banks and Trust Companies. Developed and implemented agency regulations. Drafted proposed legislation amending existing Illinois statutes or establishing new laws pertaining to banking. Reviewed and analyzed documents relating to the corporate activities of banks such as, mergers, de novo bank acquisitions of troubled financial institutions, conversions and charter amendments. Assisted in the preparation for administrative and judicial proceedings. Show less