* Results: Responsible for reviewing and understanding financial analysis, established credit limits, improved cash flow, decreased past-dues and interfaced with sales personnel. * Handled account management, customer service, and relationship management with clients. * Conducted outside sales calls to obtain more prospective clients and grow new business * Utilized referrals and company provided sales leads to sell customers a variety of financial services products including: unsecured personal loans, credit cards, real estate loans, and auto loans. * Worked with customers via telecommonecting and in person throughout the credit application and approval process to ensure excellence. * Accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.