Various internal audit positions, starting with Internal Auditor through Audit Manager.

* Directed staff of 35 to provide audit coverage for all retail and investment management services. * Developed, and implemented corporate-wide, high risk transition monitoring program to provide early warning system for executive management during the merger transition period. * Directed programs to implement risk-based audit approach, automated work paper program, and early warning systems.

* Assess fiduciary risk across the corporation. Develop, implement and monitor fiduciary risk policy and exposure management. Coordinate relationships between lines of business and internal auditors, compliance officers, external auditors, and regulators. * Reorganized and downsized corporate fiduciary risk management function. * Assessed business risk related to exit of business lines and developed monitoring program to evaluate risk during the exit process. * Developed automated monitoring and reporting for downgrades, approved investments, and approved insurance carriers. Show less

Direct risk management function for the investment management business, covering proprietary mutual funds, securities, insurance, and trust businesses. Evaluate risk exposures and assess policies, practices, and reporting in place to manage credit and business risk. Recommend strategies and risk management practices to mitigate and appropriately manage risks. Evaluated fixed income investment process and developed guidelines for measuring and reporting risks in the fixed income portfolio. Established risk identification process for all lines of business. Developed corporate credit and underwriting policy standards for private banking and commercial lending. Show less

* Assistant General Auditor 1983-1995 * Directed staff of 40 to provide audit coverage for retail and commercial lending, electronic delivery, leasing, investments, insurance, mortgage banking, staff, and branches. * Developed and implemented comprehensive auditor training program and risk based audit methodology. * Established corporate-wide retail and investment compliance functions. Show less