Summary:Horizons Financial Group, Inc. is a financial services firm committed to helping our clients improve and pursue long term financial success.Our services are designed to help:* Educate fiduciaries, potentially improve investment returns and validate total plan costs for services received regarding corporate retirement plans * Potentially enhance returns and facilitate efficient pricing for corporate investment portfolios* Invest, manage, and conserve your personal wealth* Customize Non-Qualified Deferred Compensation Strategies that retain and reward key intellectual capital* Develop Key Person Insurance Strategies for business continuation* Implement the conservative use of Company Owned Life Insurance (COLI) and Bank Owned Life Insurance (BOLI) as an income generating asset.FIDUCIARY CONSULTING SERVICES* Retirement Plan Consulting: ERISA section 3(21)(A) * Investment Portfolio Consulting: Fixed income for financial institutionsINVESTMENT PORTFOLIO FIXED INCOME SALES* Not-For-Profit Healthcare * Financial Institutions: Community Banks and Credit UnionsWEALTH MANAGEMENT* Fee based custom portfolio managementFINRA series 7, 63, 65 licensed held with LPL Financial. Life & Health Insurance licensed. Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to ‘See Contact Info’ section above.Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Horizons Financial Insurance Group, LLC (HFIG) is an independent insurance agency that helps to provide Peace of Mind. We customize our policies around our clients based on their specific-Priorities, Passions, and Dreams for a stress free retirement. OUR CUSTOMIZED PERSONAL PLANNING STRATEGIES:•Indexed Universal Life (IUL) Policies- Tax Free Income during retirement •Indexed Annuities•Long-Term Care Policies•Term Life Insurance•Single-Premium Immediate and Deferred Annuities•Whole Life PoliciesCOMPANY OWNED AND SPONSORED INSURANCE STRATEGIES* Customize Non-Qualified Deferred Compensation Strategies that retain and reward key intellectual capital* Develop Key Person Insurance Strategies for business continuation* Implement the conservative use of Company Owned Life Insurance (COLI) and Bank Owned Life Insurance (BOLI) as an income generating asset.**Horizons Financial Group and LPL Financial are separate, unaffiliated entities.

Management Trainee- operations, logistics and sales. Sales- European imports.