Developed a strategy to aggressively grow the Prepaid Card business. Conducted market research to ensure competitive product pricing. Identified and evaluated new business development opportunities through growth of existing and onboarding of prospective clients. Collaborated with departments across the bank to cross and up-sell products to existing customers. Reviewed a variety of reports to monitor key performance indicators such as client issue resolution, card issuance, activation, usage and expiring cards. Selected Contributions: Revamped sales strategy and financial model to better manage sales processes resulting in growth in sales revenue of 191% and card issuance of 98% to target. Grew affiliate relationships with community bank, retail stores, merchants, schools and charities by providing co-brand cards increasing total cards issued by 40%.

Tagged by management to streamline business processes and deploy strategy to introduce new POS terminals. Conducted market research to identify best practices in the POS environment. Analysed and negotiated new business opportunities reviewing market strategies, deal requirements and pricing, evaluating product options and resolving internal priorities. Implemented mPOS utilizing MasterCard platform. Selected Contributions: Facilitated multiple business deals resulting in a 90% increase in POS transaction in less than 1 year. Restructured POS deployment increasing transactions from N12+ billion to N21+ billion in less than 1 year.

Responsible for developing customer relationships and increasing company profitability. Trained and mentored staff on providing excellent, passion-driven customer service. Monitored unreconciled general ledger items and non-performing credits. Led various initiatives such as an off-takers mortgage finance and global personal loan projects. Conducted market research focusing on agricultural lending to small, mid and large scale farmers maintaining adherence to new Central Bank laws and regulations. Visited farm customers regularly to review secured assets. Selected Contributions: Grew the branch balance sheet by N3 billion and profitability by N268 million reaching 86% of budget through aggressive mobilization, sales campaigns, cooperative marketing, key sector marketing and strategic risk asset growth. Directed the funding of N347 million to a branch of Nigerian Union of Teachers for closed on-lending to 665 members allowing for better control of the exercise by streamlining bank risk; and access to group members for cross-selling opportunities.

Oversaw and developed branch staff in marketing for deposit mobilization in compliance with liability targets. Supervised all business activities at the branch and grew profitable customer relationships. Reviewed key performance metrics such as general ledger balances, internal and external audit exceptions, impersonal accounts identifying unusual trends performing remediation as necessary. Ensured compliance with various corporate and industry policies and procedures including bank’s physical security, conformity with corporate brand and attractive ambience. Selected Contributions: Achieved zero provision on general ledger accounts arising from overdue unreconciled items and less than 2% provision on non-performing credits. Pioneered share margin facilities to investors while structuring key distributorship finance in the telecom sector value chain booking N10+ billion in risk assets in less than 1 year.

* SURULERE SHOPPING CENTRE BRANCH * APRIL, 2008 to AUGUST, 2008 IGANMU INDUSTRIAL ESTATE BRANCH * AUGUST 2005 TO APRIL 2008 SURULERE BRANCH * APRIL, 1999 to APRIL 2008 Head Retail Marketing – Mar.’00 – Feb.’03 Graduate Trainee (One year Induction/ Probationary Period) * Apr. ’99 – Mar.’00

* Main Activities * Liaised with superior to develop a technical service agreement between SPDC/SNG and its customer. * Provided technical support to the customer on Equipment conversion from liquid fuel to Gas and developed a technical database for all existing liquid-fuel equipment under the customer’s custody. * Produced usually on short notices using different PC software packages, viewgraphs to be used in presentation to management and other third parties on progress of SNG activities and Gas management functions. * Also carried out equipment energy efficiency review and options evaluation with customers; usually under supervision by superior. Independent Action * Gas data management * Prepared schedule for West African Gas Pipeline Project Team -Gas Market Development (West) * Location: Agbara/Ota Gas Supply project in Ogun State * 40km x 12” diameter delivery line plus another 32km x 4’6” * Main pressure reduction, gas odorizing and metering station * Safety facilities & Communication facilities.