With 31 years exposure to the Finance Industry in roles across Private ,Retail, & Business Banking, I have developed a solid range of skills and experience. This has provided me with a great insight into the needs and challenges facing all types of clients, both personal and business. It enables me to provide First Class Customer Service and help clients meet their Wealth Creation and Protection Goals. I enjoy being successful and helping my clients to be the same. I am equally committed to family and friends and enjoy socialising with them along with colleagues and clients.